IG: follow the evidence.
Captured source observations, not a completed broker review.
A client-assets endorsement is not a named bank account, a deposit guarantee, or proof of the account you will open.
A DIFC agreement does not require a DIFC bank
What the documents establish
IG Limited
Agreement inspected
The published margin agreement names IG Limited. The document is dated December 2021, although it was served by IG’s customer-agreement link when checked on 12 September 2026.
Client-money evidence
Agreement policy inspected
Term 18 describes pooled client bank accounts. It explicitly permits a bank outside the DIFC and warns that the applicable legal treatment may differ. It also permits notice or term deposits up to 95 days and notes possible availability delays. It does not identify the bank used for a particular customer.
Source clauses, dates and limits
December 2021 margin agreement: term 1 (page 2), terms 18(2) and 18(4) (page 12).
- IG Limited · margin trading customer agreement ↗
- IG UAE MT4 pricing; averages use a 2021 observation window ↗
This is a reading of published terms, not a legal conclusion or an insolvency-protection guarantee. Old document and spread observation dates remain visible.
Next document review: 2026-09-19. Customer agreement, bank and jurisdiction: not assessed. Human expert review: pending.
Questions to resolve for this account
- Is this December 2021 agreement still applicable, including all subsequent amendments?
- Which bank and country hold this account’s money?
- Does the applicable client-money interest policy impose holding charges?
- Provide current comparable EUR/USD spread observations; the existing published averages use a 2021 measurement window.
These are research questions, not an invitation to deposit. No account, trade or transfer was tested.
Compare the account, not just the brand
Pricing observations below retain their individual capture dates. The agreement evidence above was reviewed separately. No live trades or transfers were tested; published prices are not measured execution costs.
MT4 forex CFDs
UAE help page; page date 26 March 2026.
- Trading charges
- EUR/USD minimum 0.6 pips. Published averages 0.85 (restricted hours) and 1.04 (full window) refer to 12 weeks ending 8 January 2021.
- Opening / funding minimum
- UNKNOWN in this source.
- Funding and withdrawal
- UNKNOWN in this source.
- Still to establish
- A current average-spread sample. Historical averages must not drive a current cheapest-broker ranking.
IG UAE MT4 pricing; averages use a 2021 observation window ↗
| Question | Captured answer | Evidence |
|---|---|---|
| Legal entity in source | IG Limited | register checkedObserved: 2026-09-10DFSA · IG Limited firm record ↗ |
| Licence reference | F001780 | register checkedObserved: 2026-09-10DFSA · IG Limited firm record ↗ |
| Scope / endorsements | Retail and holding / controlling client assets endorsements | register checkedObserved: 2026-09-10DFSA · IG Limited firm record ↗ |
| Status in captured evidence | Listed with no withdrawal shown | register checkedObserved: 2026-09-10DFSA · IG Limited firm record ↗ |
| Your contracting entity | UNKNOWN — not verified | unknownObserved: Not established |
| Published platforms | UNKNOWN — not verified | unknownObserved: Not established |
| AED account currency | UNKNOWN — not verified | unknownObserved: Not established |
| EUR/USD spread, pips | UNKNOWN — not verified | unknownObserved: Not established |
| FX commission, USD per side per lot | UNKNOWN — not verified | unknownObserved: Not established |
| Minimum deposit, USD | UNKNOWN — not verified | unknownObserved: Not established |
| Client-money bank and jurisdiction | UNKNOWN — not verified | unknownObserved: Not established |
| Complete swap-free terms | UNKNOWN — not verified | unknownObserved: Not established |
| Sharia certificate and scope | UNKNOWN — not verified | unknownObserved: Not established |
Before opening an account
- Read the company name on the account agreement.
- Match it to the official register and read permitted activities and restrictions.
- Ask for the client-money policy, bank jurisdiction, fees and applicable complaints route.
Field status describes the evidence, not whether a broker is safe or suitable.
Research update · 2026-09-12
Published IG Limited agreement reviewed; outside-DIFC banks are permitted, actual bank remains unconfirmed.
This records our research addition, not a verified change to the broker’s terms. Fee review due 2026-09-18.
Read the change ledger →